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Company | Overview

Trivnet is transforming global remittance and commerce by enabling any mobile subscriber to transfer money, pay bills and purchase goods with a click of a handset button.

With Trivnet, operators and service providers world-wide can offer advanced payment and commercial services to their subscribers, allowing a rapid rollout of profitable offerings with a minimal investment.

Trivnet enables multiple types of interactive transaction-based services such as: mobile airtime distribution, person to person payment and fund remittances, micro-financing, bill payment, ticketing, micropayments, content purchasing and various sorts of commerce. Trivnet supports all network types - mobile, fixed and converged. Users may access Trivnet services via a variety of access methods using their mobile phones, the Web, ATMs and IVRs.

Addressing a fast growing market, Trivnet solutions are deployed globally.


Trivnet's product offering is based upon the TRIV Platform™ and the wide array of services it offers. The strength of the platform is its ability to allow Telecom Operators & Service Providers to address their most immediate revenue needs, while having the flexibility to add services as required.

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Telecom Operators powered by the TRIV Platform™ typically begin with electronic airtime distribution, and gradually expand to provide person-to-person balance transfers, remittance and mobile commerce. In practice, these operators transform their airtime distribution network into a full-fledged commerce network.



The airtime-to-commerce evolution path has been proven time and time again in cash-based economies. Trivnet's expertise in this domain is exemplified through the solution the company provided for SMART Telecom. Read the case study here.

Other Telecom Operators, especially in well developed economies, may start with m-Commerce and then evolve to other services offered by the TRIV Platform™. Such a solution was provided by Trivnet for ONE in Austria . Read the case study here.

 Addressing Your Immediate Revenue Needs:

The TRIV Platform™ supports multiple revenue generating services and consumer applications, all based on the platform's unified interactive transactions framework. Operators & Service Providers can start with any single service from the list below and expand to others at their pace:

TRIV Platform™ Services

Airtime & Balance Distribution Network:

  • Electronic distribution of airtime and balance through a network of agents.

  • Creating Stored Value Accounts (SVAs) for airtime and other commodities.

  • Allows infinite flexibility for building an ever-growing distribution network of resellers, and increases the overall consumption of airtime.

  • Used for airtime distribution and remittance.

Cash to Balance / Balance to Cash:

  • Allows any agent / reseller to become a cash in / out post.

  • Used for remittance.

P2P Balance Transfer:

  • Allows all customers to transfer airtime or SVA balances from one to the other.

Same person, Account to Account:

  • Allows customers to transfer balance between their own accounts.

Person to Merchant Balance Transfer:

  • Allows easy and simple transfer of balance from customer to merchant in immediate transactions, typically in exchange for goods.

e/mCommerce:

  • Electronic and mobile commerce schemes, for any purchase type.

Loyalty Point Programs:

  • Ability to earn and redeem loyalty point to promote service usage.

In-System Settlement:

  • Use the system capabilities of inter/intra bank funds transfer in order to settle accounts between Operators, Merchants and Distributors.


The TRIV Platform™ – Overview:

The TRIV Platform™ allows rapid rollout of profitable offerings with minimal investment and utmost flexibility for future expansion of services.

The TRIV Platform™ is engineered from the ground up to provide exactly the type of flexibility Telecom Operators require to increase ARPU by augmenting their business ecosystem to include payment and commercial-based Value Added Services.

 The TRIV Platform™ – Designed for Tier-1 Revenue:

The TRIV Platform™ supports multiple types of interactive transactions. These include: mobile airtime distribution, electronic top-up, remittances, mobile and electronic commerce, across all networks and access methods.

The modular structure of the TRIV Platform™ enables it to offer a variety of consumer applications, including: person-to-person (P2P) balance transfer, ticketing, bill payment, as well as subscription and purchasing of electronic and tangible goods and services.